SAAS PLATFORMS · MOBILE APPS · AI · BUSINESS SYSTEMS
We engineerthe systemsbusiness runs on.
A software studio founded in 2026. We build SaaS platforms, mobile apps, AI tools
and business systems, and we run our own products too: Accmerio for
businesses, AccountHouse for households and ReceViz for developers.
Our open source work lives under Open by IA.
SAAS PLATFORMS · MOBILE APPS · CRM · ERP · CUSTOM BUSINESS APPS · AI ASSISTANTS · DOCUMENT AI · COMPUTER VISION · INTEGRATIONS · CLOUD · OPEN SOURCE ·
00 / POSITION
Most studios show you a portfolio. We can also show you products we
run every day. Accmerio keeps the books for real companies, AccountHouse
tracks real household budgets and ReceViz reads their receipts. Running them teaches
us things a client project never would, and all of it goes into
what we build for you.
Before any code, we look hard at the idea. We map how your business works, check what’s feasible, agree the smallest version worth launching and plan what comes after.
Domain modelling
Feasibility review
MVP definition
Roadmapping
MODULE/02
Product & Interface Design
Screens that are clear at a glance on a phone and still comfortable after a full day on a dashboard, with one design system keeping them consistent.
Design systems
Dashboard UX
Mobile UX
Prototyping
MODULE/03
Full-Stack Engineering
One team covers everything from the database to the app on your phone, so nothing gets lost between a backend team and a frontend team.
Backend & APIs
Web apps
Mobile apps
Admin tools
MODULE/04
Data & Accounting Systems
Data that copes with change, and books that still balance years later. A lot of software goes wrong here, and it’s where we’ve spent much of our time.
Data modelling
Double-entry books
Reports & exports
Data migration
MODULE/05
Cloud & DevOps
Hosting, automatic releases and monitoring are set up from the first version, so a problem shows up on our screens before your users notice it.
Cloud hosting
Automated releases
Background jobs
Monitoring & alerts
MODULE/06
Security & Data Protection
Each customer’s data kept apart, permissions checked on the server, two-factor sign-in and a record of who changed what. These come as standard.
Customer data isolation
Two-factor sign-in
Roles & audit trails
Encryption
MODULE/07
Integrations & Connectors
Connecting your software to payment gateways, banks, messaging and the tools you already use, so payments and data arrive once and arrive correctly.
Payment gateways
Banking
Email & SMS
CRM & ERP links
END OFMODULES
03 / HOW WE WORK
From ideato infrastructure.
01
Discover
We start with your business, not the technology. We talk to the people who do the work, map how it really runs and give you an honest view of what can be built.
DOMAIN MAPPING
FEASIBILITY
SCOPE & BUDGET
Architect
Then we plan the structure: the data, who can see and do what, and what has to keep working when something fails. It’s all agreed before anyone writes code.
DATA DESIGN
ROLES & ACCESS
TECH CHOICES
Build
We ship in small steps to a test version you can log into from the first week, so you watch the product take shape in your browser.
WEEKLY BUILDS
TEST ACCESS
TESTED CODE
Launch
Going live follows the same checklist we use for our own products: managed hosting, changes we can roll back, and an alert the moment something goes wrong.
AUTOMATED RELEASES
MANAGED HOSTING
ERROR ALERTS
Operate
After launch we stay. We run our own platforms the same way: fix what breaks, measure what’s used, add what’s missing and pick up the phone when you call.
MONITORING
NEW CAPABILITIES
LONG-TERM CARE
04 / ENGINEERING
Depth inevery layer.
L5 / INTERFACE
L4 / APPLICATION
L3 / INTELLIGENCE
L2 / DATA
L1 / INFRASTRUCTURE
We pick tools we’re happy to look after for years, because we do. Every product
on this page sits on the same tried and tested foundations, and anything we
build for you would too.
L5 / INTERFACES
Web apps, mobile apps, dashboards and customer portals
L4 / APPLICATION
Business rules, workflows, roles and permissions, offline sync
L3 / INTELLIGENCE
AI assistants, document reading, computer vision, forecasting
L2 / DATA
Databases, reports and exports, change history, data migration
L1 / INFRASTRUCTURE
Cloud hosting, background jobs, backups and monitoring
0PLATFORMS IN PRODUCTION
0NATIVE APPS SHIPPED
0OPEN SOURCE RELEASE
WHAT WE WORK ON
Areas we’ve built in, for our own products and for clients.
BUSINESS SYSTEMS
CRM, ERP, accounting and invoicing, inventory, purchasing, HR and payroll, fleet and transport
ARTIFICIAL INTELLIGENCE
Assistants that answer from your data, document reading, smart categorisation, forecasts and insights
COMPUTER VISION
Detecting and tracking people and vehicles, line and zone counting, waiting times, routes, heatmaps, camera calibration
MOBILE
Android and iOS apps that work offline, with notifications, fingerprint lock, home-screen widgets and QR flows
WEB
Dashboards, admin panels, customer portals, installable web apps and document generation
REALTIME
Group chat, voice and video calls, live updates and presence
INTEGRATIONS
Payment gateways, bank statement imports, email and SMS, public APIs and developer kits
CLOUD
Hosting, scaling, scheduled jobs, backups, monitoring and alerts
05 / OUR PRODUCTS
Not a portfolio.Products we run.
Three platforms and three apps of our own. We built them and we run them, and
the previews below are the real thing, live from production.
001BUSINESS SAAS · FINANCE, CONNECTORS AND APPS
Accmerio
ACCOUNTING, INVOICING & BUSINESS MANAGEMENT
REGISTER YOUR BUSINESS · SET UP AFTER REVIEW
Accounting software for business owners, finance teams and accountants. Customers
and suppliers, invoices and bills, credit notes, receipts and payments all feed one
set of books. Teams import and reconcile bank statements, keep track of what’s
owed in both directions, run payroll, look after fixed assets and prepare VAT
figures and financial reports. Each company has its own workspace, members and
permissions, with locked periods and a full history of changes.
Two things go beyond the books. Connectors from the Accmerio
Marketplace add whole parts of a business, like transport or purchasing, and link
outside services such as card payments. Custom apps are built for
one company’s way of working and share the same accounts and permissions.
There’s more on both just below.
Connect what a business already uses. Build what it’s missing.
A · CONNECTORS AND MARKETPLACE
Connectors
The Accmerio Marketplace lets a company add whole parts of its operation, or link
an outside service, right inside its workspace. Connectors work with the
accounting instead of copying it, so sales, purchases and payments all end up in
the same set of books.
CONNECTORTransportation ManagementPassenger transport operations: enquiries and bookings, dispatch, fleet, drivers and the workshop, with shareable links for job sheets and customer feedback.
CONNECTORProcurementHow a trading company buys and sells, from enquiry and supplier quotes to purchase orders, deliveries signed for online, and the final invoice.
PLUGINDocument GenerationQuotations, purchase orders and statements from the company’s own templates, with AI help on layout.
PLUGINN-Genius card paymentsCard payments through Network International, matched to the right invoices and settled in the books.
IN DEVELOPMENT CRM · HR · Property management · Operations
WHAT IT MEANS FOR A COMPANY
Add only what you need. Each company picks its own connectors, and the books carry on working with or without them.
One set of books. Whatever a connector sells, buys or collects lands in the same accounts as everything else.
Payments recorded once. A payment that arrives late, or twice, is still recorded once and matched to the right invoice.
Access by department. Transport staff see transport and buyers see purchasing, and every change is on record.
Credentials kept safe. Keys for outside services are stored securely and never shown in full.
B · CUSTOM APPS
Custom apps, built to your requirements
When a company needs something no module covers, we build it as an app for that
company, around its own process, people and paperwork. It runs on Accmerio, so it
shares the same sign-in, permissions and records as the rest of the business.
01REQUIREMENTSwe listen first
02BUILDyour workflow
03SET UPfor your company
04ROLL OUTinstall by QR
05LOOK AFTERupdates & support
Tailored, not copied. Each company gets its own settings, roles and features, without a separate version of the app to maintain.
Changed without reinstalling. We can switch features on, adjust settings or add a role for a company from one place, and staff see it the next time they open the app.
Installed in minutes. Staff install from a QR code and a short code that expires. No app store needed.
Updated together. A new version reaches every company at once, and we can roll it back if we need to.
We never name our clients. Each company’s app, settings and records belong to that company.
002CLIENT PLATFORM · PERSONAL FINANCE
AccountHouse
HOUSEHOLD & PERSONAL EXPENSE MANAGEMENT
PUBLIC BETA · LIVE
Personal finance software for the person keeping track of their own money.
Expenses with receipts and search, categories, income, budgets that warn you before
you go over, recurring payments, and more than one currency with live rates.
On top of that come monthly trends, category breakdowns, spending by payment method
and reports you can export to CSV, Excel or PDF. The web app is one way in.
AH Lite, AH Split and AccountHouse Mobile use the same accounts, and so
does ReceViz.
BY ACCOUNTHOUSE · RECEIPTS AND DOCUMENTS INTO DATA
OPEN BY APPROVAL · EVERY REQUEST REVIEWED
ReceViz reads receipts, invoices and other documents and turns them into data.
Developers describe the fields they need and send a photo or a PDF. Every value
comes back with where it was printed, how sure ReceViz is and whether it passed its
checks, so an app knows what it can trust and what a person should look at first.
It handles retail receipts, card slips and invoices out of the box, and you can
describe your own document types in a sentence. You choose how carefully it reads,
long receipts keep their small print, and it understands Gulf receipts in English
and Arabic. It started life as the receipt scanner inside AccountHouse. People sign
in with their AccountHouse or Accmerio account, and each team decides how long
anything is kept.
Three Android apps that share the AccountHouse accounts. Each one has its own look
and its own release schedule, and AH Lite and AH Split are products in their
own right. The screens below are recreated from the apps as they are today.
9:41
September 2026
Ajay Menon
A
Spent6.4%
AED 4,812.40
AED 229/day
Received
AED 18,500.00
AED 881/day
Running total · each side on its own scale
Saved
AED 13,687.60
37 expenses · 9 days left
View all
Budget64% used
AED 2,687.60 left
of AED 7,500.00
Ask about your money…
AED 186
Today
AED 640
12 Sep
74%
Kept
ListAgendaGoalsVaultIncomeOwedAccountsExternal
HomeExpensesBudgetsCards
SEPARATE PRODUCT · ANDROID
AH Lite
Your household’s money at a glance, and an expense in a couple of taps.
AH Lite is a lighter companion to AccountHouse, on the same accounts. The home
screen puts what went out next to what came in, shows how much you kept and where
the budget stands, and every number opens the details behind it. One tap hides
all the amounts when someone is looking over your shoulder.
Add an expense on a quick keypad with tip and tax, and attach the receipt or let the app read it for you.
Works offline. Anything you add without signal waits on the phone and goes through when you’re back online, without doubling up.
Ask questions about your money, and keep budgets, cards, goals, a shopping list, money owed to you and a private document vault in one place.
PIN and fingerprint lock, plus sign-in approvals between AH Lite and the main app on the same phone.
Quick add
Works offline
Receipt reading
Ask InteliHouse
Budgets
App lock
9:41
AH Split
To receive
+ 640.00 AED
You owe
− 212.50 AED
Add paymentScan QRShow my QR
This month · September 2026
You paid
1,120.00 AED
Group spend
2,864.50 AED
Payments
14
People to settle with
SR
Sara R.
You owe · Flat 4B
− 212.50 AED
Settle
DK
Dev K.
Owes you · Weekend trip
+ 420.00 AED
Recent activity
See all
Groceries
Flat 4B · Today
286.00 AED
Partial
Dinner at the marina
Weekend trip · Yesterday
540.00 AED
Settled
HomeGroupsInboxYou
SEPARATE PRODUCT · ANDROID AND WEB
AH Split
Shared expenses, settled properly.
AH Split is for groups that share costs, like a flat, a trip or a team. Add a
payment and it splits itself, and everyone can see who owes what. It uses your
AccountHouse account, a household admin can turn it on or off for each member, and
your share can go straight into your personal expenses.
Split equally, by percentage, by exact amounts, by shares or by hand, with more than one payer on a bill if needed.
Settling up goes through approval, with proof of payment, reminders and one-tap approval by email. The app suggests the fewest payments needed to settle a group.
When you and a friend owe each other, it points out the amounts that cancel out.
Group chat with replies, mentions, reactions and read receipts.
Works offline, locks with a PIN or fingerprint, exports to CSV, Excel or PDF and has three home-screen widgets. There’s an installable web version too.
Groups
5 ways to split
Settle-up approvals
Group chat
Works offline
Home widgets
9:41
Good morning,
Ajay Menon
AM
Spent this month
AED 4,812.40
1 Sep – Now · 37 expenses
Budget64% used
AED 2,687.60 left
of AED 7,500.00
AddIncomeInsightsHistory
AED 186.00
Today
AED 229.16
Daily Avg
AED 640.00
12 Sep
Recent Transactions
View all
GR
Weekly groceries
Groceries · 21 Sep
-AED 214.50
TR
Metro card top-up
Transport · 21 Sep
-AED 50.00
UT
Electricity & water
Utilities · 20 Sep
-AED 412.80
FULL COMPANION APP · ANDROID
AccountHouse Mobile
The whole platform on a phone, and then some.
Chat with an AI about your spending, make voice and video calls with your household,
scan receipts, import transactions from bank text messages, split expenses, save
towards goals and keep important documents in a private, end-to-end encrypted
vault. Shopping lists, cards and bank accounts are in there too. It keeps working
offline, locks with your fingerprint and has a home-screen widget.
AI chat
Household calls
Receipt scanning
SMS import
Document vault
Home widget
06 / OPEN BY IA
Built here,shared freely.
Open by IA is the open source side of IA Systems. When we build
something other people can use, we publish it with the source code, an installer,
documentation and guides, under a licence that lets anyone use it and change it.
CV-Scope is the first release.
01An open licence for our code
02Third-party licences listed clearly
03Runs on your own computer
04Honest about what it can’t do yet
001OPEN SOURCE · COMPUTER VISION FOR RESEARCH
CV-Scope
FIXED-CAMERA STUDIES WITHOUT WRITING CODE
VERSION 0.1.0 RELEASED · APACHE 2.0
CV-Scope turns any fixed camera into a research and monitoring tool. Point it at a
video file, a webcam or a network camera, draw lines, zones and routes over the
picture, and it follows people and vehicles anonymously. Every crossing, visit, wait
and route choice becomes data you can check against the video and export.
It’s made for researchers studying how people move, for shops and buildings, for
traffic studies and for students. It can count people passing through doors the
camera can’t see beyond, measure real distances and speeds once the camera is
calibrated, and let you replay any event and mark it right or wrong, so you know how
accurate a study is.
Anonymous by design. The open source version stores no faces, names or raw video frames. Recording is off unless you turn it on, and it only listens on your own computer.
LICENCE
The CV-Scope code is Apache 2.0. A few optional detection models come with their own licences, and the documentation says which.
RUNS ON
Windows, macOS or Linux, on an ordinary computer or one with a graphics card. There’s a Windows installer that doesn’t need admin rights, and ready-made Docker images.
07 / SYSTEMS WE BUILD
Systems we canbuild for you.
Every product on this page is made of pieces like these. We can build any one of them
for you, connect it to what you already have, or put several together into something
new. Under each one you’ll see where we’ve already done it.
SYS/01AI · ASSISTANTS
AI Assistants
Ask your data a question in plain words.
An assistant that answers questions like “how much did we spend on transport this quarter?” with a short written answer and a chart. It works from your own data and respects who is allowed to see what.
WHERE WE’VE DONE ITInteliHouse, inside AccountHouse and AH Lite
Plain-language questions
Charts in answers
Respects permissions
Your data only
SYS/02AI · DOCUMENT READING
Document AI
Photos and PDFs in, clean data out.
Reading receipts, invoices and forms into structured data, with a confidence score on every value and a person in the loop where it matters.
WHERE WE’VE DONE ITReceViz, and receipt scanning in AccountHouse
Receipts & invoices
Your own document types
English & Arabic
Human review
SYS/03VISION · CAMERA ANALYTICS
Computer Vision
Camera footage turned into counts, routes and times.
Detecting and following people and vehicles in video, then counting who crosses a line, how long they stay in an area and which way they go. Results come out as numbers and heatmaps you can check against the footage.
WHERE WE’VE DONE ITCV-Scope, our open source project
Object detection
Tracking
Line & zone counting
Waiting time
Heatmaps
Calibration
SYS/04ANALYTICS · INSIGHTS
Insights & Forecasting
Patterns worth knowing, without the noise.
Spotting spending spikes, budgets under pressure, subscriptions creeping up and other patterns, then showing only the ones worth acting on. The same idea works for sales, stock or operations.
WHERE WE’VE DONE ITSpending insights and budget forecasts in AccountHouse
Trend spotting
Alerts
Forecasts
Recommendations
SYS/05MACHINE LEARNING · CLASSIFICATION
Smart Categorisation
Software that learns how you sort things.
Models that learn from each customer’s own history and corrections, so suggestions get better the more they’re used. Useful for expenses, support tickets, products or anything people sort by hand today.
WHERE WE’VE DONE ITAutomatic categories in AccountHouse
Learns per customer
Improves with use
Instant suggestions
SYS/06BUSINESS SYSTEMS · CUSTOMERS
CRM
Every lead, deal and customer in one place.
Customer relationship management shaped around how you sell: leads, pipelines, quotes, follow-ups and customer history, linked to invoicing so sales and finance work from the same records.
STARTING POINTCustomer, quotation and invoice records already in Accmerio
Leads & pipelines
Quotes
Follow-ups
Customer history
SYS/07BUSINESS SYSTEMS · OPERATIONS
ERP & Operations
Purchasing, stock, people and finance working together.
Enterprise resource planning built one module at a time: sales, purchasing, stock, HR and payroll, fleet and projects, all feeding the same accounts. Start with the parts you need and add the rest later.
WHERE WE’VE DONE ITProcurement, transport, payroll and fixed assets in Accmerio
Purchasing
Stock
HR & payroll
Fleet & transport
Projects
SYS/08FINANCE · BOOKKEEPING
Accounting & Finance
Books that balance, with every change on record.
Invoicing, bills, payments, bank reconciliation, VAT figures and financial reports on proper double-entry books, with a full history of every correction.
WHERE WE’VE DONE ITAccmerio
Invoicing
Bank reconciliation
VAT
Financial reports
SYS/09APPS · MADE FOR ONE COMPANY
Custom Business Apps
Your workflow, as an app your team installs.
Apps built for the way one company works, connected to its accounts and permissions. We set each one up for that company and look after it centrally, so features and settings can change without a reinstall.
WHERE WE’VE DONE ITCustom apps on Accmerio
Built to requirements
Set up per company
QR install
Managed for you
SYS/10REALTIME · CHAT & CALLS
Chat & Calling
Messages and calls that keep up, even on a weak signal.
Group chat with replies, mentions, reactions and read receipts, plus voice and video calls for small groups. Built for phones on the move, so nothing is lost when the connection drops.
WHERE WE’VE DONE ITAccountHouse Mobile and AH Split
Group chat
Voice & video
Read receipts
Works offline
SYS/11INTEGRATIONS · CONNECTED SERVICES
Integrations & Payments
Your software talking to everything else.
Connections to payment gateways, banks, email and SMS providers and the other tools a business uses. Payments are matched to the right invoice automatically, and nothing is lost if a provider is slow.
WHERE WE’VE DONE ITCard payments and connectors in Accmerio, the ReceViz API
Payment gateways
Bank imports
Email & SMS
APIs & webhooks
SYS/12AUTOMATION · SCHEDULED WORK
Automation
The work that happens while nobody is watching.
Scheduled and background work like reminders, recurring payments, depreciation, reports and notifications. It runs on time, runs once and keeps going when part of the system is busy.
WHERE WE’VE DONE ITAccountHouse and Accmerio
Reminders
Recurring entries
Scheduled reports
Notifications
NEED ONE OF THESE?
Or something close to it. Tell us what you have in mind and we’ll tell you honestly
how we’d approach it.
START ONE →
08 / WHY IA SYSTEMS
A studio thatships its own.
0ESTABLISHED
0PLATFORMS IN PRODUCTION
0MOBILE APPS SHIPPED
0DISCIPLINES IN-HOUSE
R.01
We run what we build
Our own platforms are live. When something breaks we hear about it first, and we’re the ones fixing it at night. That changes how carefully we build.
R.02
We know the domain
Accounting, VAT, receivables, bank reconciliation, payments, offline sync and systems that serve many companies at once. We’ve already worked through the hard parts on our own products.
R.03
One team, end to end
Backend, web, mobile and cloud are handled by the same people, so the app and the system behind it are designed together.
R.04
Built to change
Features can be switched on or off for each customer, permissions come in layers and every change is recorded. Turning something off should never cost anyone their data.
R.05
Small studio, direct line
We started in 2026. You talk to the engineers writing the code, not an account manager passing messages along a week later.
IA
09 / NEW PROJECTS · TAKING BRIEFS FOR Q4 2026
Have somethingworth building?
A SaaS product, a mobile app, a CRM or ERP, an AI feature, a custom app for your team, or something that doesn’t have a name yet. Tell us what it needs to do and we’ll come back with a plan, the team, a timeline and a price.